# 90-day complaint acceleration (published CFPB complaints nationwide) | PIER20 benchmarks

What does 90-day complaint acceleration (published CFPB complaints nationwide) show?

90-day complaint acceleration (published CFPB complaints nationwide) is a source-faithful PIER20 calculation from CFPB data. Scope: Complaints published in the nationwide CFPB Consumer Complaint Database, compared over exact 90-day windows ending at complete month boundaries. It follows the published eligibility, denominator, missing-value, revision and coverage rules in the Phase 1 computation contract.

As of **July 2026**, the latest reading is **50.45%**. That is down 49.8 pp over the past year and below its long-run median of 67.83%.

## Summary statistics (full history)

| Series | First | Latest | Min | Max |
|---|---|---|---|---|
| PIER20 calculation: 90-day complaint acceleration (published CFPB complaints nationwide) | 12.99 | 50.45 | -6.40 | 183.06 |

## Last 24 readings

| Date | PIER20 calculation: 90-day complaint acceleration (published CFPB complaints nationwide) |
|---|---|
| Aug 2024 | 114.43 |
| Sep 2024 | 121.55 |
| Oct 2024 | 136.20 |
| Nov 2024 | 148.55 |
| Dec 2024 | 148.62 |
| Jan 2025 | 183.06 |
| Feb 2025 | 165.66 |
| Mar 2025 | 153.23 |
| Apr 2025 | 119.21 |
| May 2025 | 110.94 |
| Jun 2025 | 102.84 |
| Jul 2025 | 100.23 |
| Aug 2025 | 96.12 |
| Sep 2025 | 93.17 |
| Oct 2025 | 84.93 |
| Nov 2025 | 78.37 |
| Dec 2025 | 72.03 |
| Jan 2026 | 46.12 |
| Feb 2026 | 39.09 |
| Mar 2026 | 36.86 |
| Apr 2026 | 50.72 |
| May 2026 | 51.64 |
| Jun 2026 | 50.69 |
| Jul 2026 | 50.45 |

## Frequently asked questions

**What is the current 90-day complaint acceleration (published CFPB complaints nationwide)?**

As of July 2026, the latest reading is 50.45%. That is down 49.8 pp over the past year and below its long-run median of 67.83%.

**How often is this benchmark updated?**

This benchmark is built on monthly data. The page is refreshed when the source publishes new observations; the freshness block below the chart shows the exact data-through date and when PIER20 last fetched the file.

**What data sources does this chart use?**

The chart is built from PIER20 calculation: 90-day complaint acceleration (published CFPB complaints nationwide), sourced from the Consumer Financial Protection Bureau (CFPB).

## Methodology

- Formula: 100 × (count([current_start,current_end)) / count([prior_start,prior_end)) − 1)
- Frequency: Monthly
- Sources: PIER20 calculation: 90-day complaint acceleration (published CFPB complaints nationwide) (CFPB-02) https://www.consumerfinance.gov/data-research/consumer-complaints/. Data via the Consumer Financial Protection Bureau (CFPB).
- Data through: July 2026
- Last refreshed: 12 Aug 2026

Full interactive chart: https://pier20.com/benchmarks/phase1-cfpb-02
Disclaimer: research software output, not investment advice.