# Median $1bn+ FDIC filer quarter-over-quarter deposit growth | PIER20 benchmarks

What does Median $1bn+ FDIC filer quarter-over-quarter deposit growth show?

Median $1bn+ FDIC filer quarter-over-quarter deposit growth is a source-faithful PIER20 calculation from FDIC data. Scope: Quarterly cross-sectional median of FDIC financial filers with at least $1 billion in reported total assets in that current quarter. Required prior comparison records may be below $1 billion. It follows the published eligibility, denominator, missing-value, revision and coverage rules in the Phase 1 computation contract.

As of **Q1 2026**, the latest reading is **1.24%**. That is down 0.1 pp over the past year and above its long-run median of 1.18%.

## Summary statistics (full history)

| Series | First | Latest | Min | Max |
|---|---|---|---|---|
| PIER20 calculation: quarter-over-quarter total deposit growth | 11.89 | 1.24 | -0.32 | 11.89 |

## Last 24 readings

| Date | PIER20 calculation: quarter-over-quarter total deposit growth |
|---|---|
| Q2 2020 | 11.89 |
| Q3 2020 | 1.78 |
| Q4 2020 | 3.00 |
| Q1 2021 | 5.35 |
| Q2 2021 | 1.63 |
| Q3 2021 | 2.45 |
| Q4 2021 | 2.76 |
| Q1 2022 | 1.90 |
| Q2 2022 | 0.06 |
| Q3 2022 | 0.41 |
| Q4 2022 | -0.32 |
| Q1 2023 | 0.42 |
| Q2 2023 | 0.05 |
| Q3 2023 | 1.09 |
| Q4 2023 | 0.75 |
| Q1 2024 | 1.10 |
| Q2 2024 | 0.23 |
| Q3 2024 | 1.84 |
| Q4 2024 | 1.09 |
| Q1 2025 | 1.35 |
| Q2 2025 | 0.22 |
| Q3 2025 | 1.47 |
| Q4 2025 | 1.13 |
| Q1 2026 | 1.24 |

## Frequently asked questions

**What is the current median $1bn+ FDIC filer quarter-over-quarter deposit growth?**

As of Q1 2026, the latest reading is 1.24%. That is down 0.1 pp over the past year and above its long-run median of 1.18%.

**How often is this benchmark updated?**

This benchmark is built on quarterly data. The page is refreshed when the source publishes new observations; the freshness block below the chart shows the exact data-through date and when PIER20 last fetched the file.

**What data sources does this chart use?**

The chart is built from PIER20 calculation: quarter-over-quarter total deposit growth, sourced from the Federal Deposit Insurance Corporation (FDIC).

## Methodology

- Formula: Cross-sectional median across eligible banks of: 100 × (total_deposits[t] / total_deposits[t−1] − 1)
- Frequency: Quarterly
- Sources: PIER20 calculation: quarter-over-quarter total deposit growth (FDIC-02) https://api.fdic.gov/banks/docs. Data via the Federal Deposit Insurance Corporation (FDIC).
- Data through: Q1 2026
- Last refreshed: 13 Aug 2026

Full interactive chart: https://pier20.com/benchmarks/phase1-fdic-02
Disclaimer: research software output, not investment advice.