# Median $1bn+ FDIC filer common equity tier 1 ratio | PIER20 benchmarks

What does Median $1bn+ FDIC filer common equity tier 1 ratio show?

Median $1bn+ FDIC filer common equity tier 1 ratio is a source-faithful PIER20 calculation from FDIC data. Scope: Quarterly cross-sectional median of FDIC financial filers with at least $1 billion in reported total assets in that current quarter. Required prior comparison records may be below $1 billion. It follows the published eligibility, denominator, missing-value, revision and coverage rules in the Phase 1 computation contract.

As of **Q1 2026**, the latest reading is **13.39%**. That is up 0.2 pp over the past year and above its long-run median of 13.05%.

## Summary statistics (full history)

| Series | First | Latest | Min | Max |
|---|---|---|---|---|
| PIER20 calculation: Median $1bn+ FDIC filer common equity tier 1 ratio | 12.60 | 13.39 | 12.60 | 13.55 |

## Last 24 readings

| Date | PIER20 calculation: Median $1bn+ FDIC filer common equity tier 1 ratio |
|---|---|
| Q2 2020 | 12.74 |
| Q3 2020 | 12.96 |
| Q4 2020 | 13.18 |
| Q1 2021 | 13.46 |
| Q2 2021 | 13.54 |
| Q3 2021 | 13.55 |
| Q4 2021 | 13.47 |
| Q1 2022 | 13.17 |
| Q2 2022 | 12.85 |
| Q3 2022 | 12.72 |
| Q4 2022 | 12.66 |
| Q1 2023 | 12.69 |
| Q2 2023 | 12.72 |
| Q3 2023 | 12.77 |
| Q4 2023 | 12.80 |
| Q1 2024 | 12.89 |
| Q2 2024 | 12.96 |
| Q3 2024 | 13.05 |
| Q4 2024 | 13.08 |
| Q1 2025 | 13.17 |
| Q2 2025 | 13.22 |
| Q3 2025 | 13.38 |
| Q4 2025 | 13.34 |
| Q1 2026 | 13.39 |

## Frequently asked questions

**What is the current median $1bn+ FDIC filer common equity tier 1 ratio?**

As of Q1 2026, the latest reading is 13.39%. That is up 0.2 pp over the past year and above its long-run median of 13.05%.

**How often is this benchmark updated?**

This benchmark is built on quarterly data. The page is refreshed when the source publishes new observations; the freshness block below the chart shows the exact data-through date and when PIER20 last fetched the file.

**What data sources does this chart use?**

The chart is built from PIER20 calculation: Median $1bn+ FDIC filer common equity tier 1 ratio, sourced from the Federal Deposit Insurance Corporation (FDIC).

## Methodology

- Formula: Cross-sectional median across eligible banks of: 100 × common_equity_tier_1 / risk_weighted_assets
- Frequency: Quarterly
- Sources: PIER20 calculation: Median $1bn+ FDIC filer common equity tier 1 ratio (FDIC-11) https://api.fdic.gov/banks/docs. Data via the Federal Deposit Insurance Corporation (FDIC).
- Data through: Q1 2026
- Last refreshed: 13 Aug 2026

Full interactive chart: https://pier20.com/benchmarks/phase1-fdic-11
Disclaimer: research software output, not investment advice.