# Cash-out refinance share (Alpine County, California) | PIER20 benchmarks

What does Cash-out refinance share (Alpine County, California) show?

Cash-out refinance share (Alpine County, California) is a source-faithful PIER20 calculation from HMDA data. Scope: Privacy-modified public HMDA LAR records for Alpine County, California (county 06003), grouped by activity year. It follows the published eligibility, denominator, missing-value, revision and coverage rules in the Phase 1 computation contract.

As of **2025**, the latest reading is **50.00%**. That is up 0.0 pp over the past year and at its long-run median of 50.00%.

## Summary statistics (full history)

| Series | First | Latest | Min | Max |
|---|---|---|---|---|
| PIER20 calculation: cash-out refinance share of applicable action-1 refinance originations | 71.43 | 50.00 | 0.00 | 71.43 |

## Last 24 readings

| Date | PIER20 calculation: cash-out refinance share of applicable action-1 refinance originations |
|---|---|
| 2022 | 71.43 |
| 2023 | 0.00 |
| 2024 | 50.00 |
| 2025 | 50.00 |

## Frequently asked questions

**What is the current cash-out refinance share (Alpine County, California)?**

As of 2025, the latest reading is 50.00%. That is up 0.0 pp over the past year and at its long-run median of 50.00%.

**How often is this benchmark updated?**

This benchmark is built on annual data. The page is refreshed when the source publishes new observations; the freshness block below the chart shows the exact data-through date and when PIER20 last fetched the file.

**What data sources does this chart use?**

The chart is built from PIER20 calculation: cash-out refinance share of applicable action-1 refinance originations, sourced from the Home Mortgage Disclosure Act (HMDA) public dataset.

## Methodology

- Formula: 100 × cash-out refinance originations / applicable refinance originations
- Frequency: Annual
- Sources: PIER20 calculation: cash-out refinance share of applicable action-1 refinance originations (HMDA-16) https://ffiec.cfpb.gov/data-publication/. Data via the Home Mortgage Disclosure Act (HMDA) public dataset.
- Data through: 2025
- Last refreshed: 12 Aug 2026

Full interactive chart: https://pier20.com/benchmarks/phase1-hmda-16
Disclaimer: research software output, not investment advice.