How to read it
The gap equals household deposit growth minus company deposit growth. A positive gap means household deposits grow faster.
Benchmark · monthly · %
Euro-area private deposit growth
Are household and corporate deposits growing at the same pace?
Euro-area private deposit growth tracks household and NFC deposit growth. It uses monthly data.
Euro-area private deposit growth tracks household and NFC deposit growth. It uses monthly data.
- Household deposits YoY
- 4.8%
- NFC deposits YoY
- 5.4%
- Deposit growth gap
- −0.6 pp
- One-year gap change
- −2.1 pp
- from +1.6 pp
- Historical percentile
- 41st
- of 258 readings · since 2004-01-31
Euro-area private deposit growth
Household deposits YoY
NFC deposits YoY
| Series | First | Latest | Min | Max |
|---|---|---|---|---|
| Household deposits YoY | 9.35 | 4.78 | -8.32 | 19.60 |
| NFC deposits YoY | 7.72 | 5.36 | -15.51 | 22.81 |
How this is calculated
Household and NFC deposit growthPIER20 calculates this benchmark from official observations from the European Central Bank (ECB). The formula is household and NFC deposit growth. The source table lists each selector and source link.
The latest data is from June 2026. The Household deposits YoY reading is 4.78%. The NFC deposits YoY reading is 5.36%. The Deposit growth gap reading is -0.57 pp. The Household deposits YoY line is down 0.6 pp over the past year. It is below its long-run median of 7.37%.
How to read it
How this benchmark is used
Why traders watch it
Traders use this benchmark to compare deposit growth from households and companies.
Frequently asked questions
4 answersWhat is the latest reading for Euro-area private deposit growth?
The latest data is from June 2026. The Household deposits YoY reading is 4.78%. The NFC deposits YoY reading is 5.36%. The Deposit growth gap reading is -0.57 pp. The Household deposits YoY line is down 0.6 pp over the past year. It is below its long-run median of 7.37%.
How often does this benchmark update?
The source publishes monthly data. PIER20 updates the page after each new observation. The chart shows the data date and fetch date.
What data sources does this chart use?
The European Central Bank Data Portal publishes the data. The methodology section lists each source series.
Where does the data come from?
The European Central Bank (ECB) publishes the source data. The source table lists each series and its exact link.