Benchmark · quarterly · %

Median $1bn+ FDIC filer return on assets

What does Median $1bn+ FDIC filer return on assets show?

Median $1bn+ FDIC filer return on assets is a source-faithful PIER20 calculation from FDIC data. Scope: Quarterly cross-sectional median of FDIC financial filers with at least $1 billion in reported total assets in that current quarter. Required prior comparison records may be below $1 billion. It follows the published eligibility, denominator, missing-value, revision and coverage rules in the Phase 1 computation contract.
Median $1bn+ FDIC filer return on assetsquarterly
%0.830.941.051.151.26Percentile02550751001.2288th
Latest
1.22
1Y change
+19.8%
vs median
+17.5%
Percentile
88th
High in available history
1.26
Median $1bn+ FDIC filer return on assets
Data through Q1 2026
0.700.800.901.001.101.201.30Q1 2020Q2 2021Q3 2022Q3 2023Q4 2024Q1 2026
PIER20 calculation: Median $1bn+ FDIC filer return on assets
Median $1bn+ FDIC filer return on assets: summary statistics (Max range)
SeriesFirstLatestMinMax
PIER20 calculation: Median $1bn+ FDIC filer return on assets0.831.220.831.26
Source
FDIC
Series id
FDIC-21
Frequency
quarterly
Data through
Q1 2026
Refreshed
13 Aug 2026
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Acquisition and extraordinary-item warnings remain attached to source rows.

How this is calculated

Formula
Cross-sectional median across eligible banks of: FDIC-reported annualized ROA; independently 100 × annualized_net_income / average_assets

Cross-sectional median across eligible banks of: FDIC-reported annualized ROA; independently 100 × annualized_net_income / average_assets. Scope: Quarterly cross-sectional median of FDIC financial filers with at least $1 billion in reported total assets in that current quarter. Required prior comparison records may be below $1 billion. Source: FDIC. This is a PIER20 calculation, not an FDIC rating or regulatory determination. Source period, last checked, dataset vintage, units, revision status, coverage and formula version are recorded in the derived artifact.

As of Q1 2026, the latest reading is 1.22%. That is up 0.2 pp over the past year and above its long-run median of 1.04%.

Frequently asked questions

3 answers
What is the current median $1bn+ FDIC filer return on assets?

As of Q1 2026, the latest reading is 1.22%. That is up 0.2 pp over the past year and above its long-run median of 1.04%.

How often is this benchmark updated?

This benchmark is built on quarterly data. The page is refreshed when the source publishes new observations; the freshness block below the chart shows the exact data-through date and when PIER20 last fetched the file.

What data sources does this chart use?

The chart is built from PIER20 calculation: Median $1bn+ FDIC filer return on assets, sourced from the Federal Deposit Insurance Corporation (FDIC).

MarkdownMachine-readable version of this benchmark

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