Growth comparison

London home growth vs VNQ

How has the average home value in London government office region grown relative to VNQ over the same period? Both series use aligned observations.

Across the full published history, the London average home value rose 119.4%, while VNQ share price converted to GBP rose 164.7%. The chart recalculates its indexed readings from the selected range’s first shared observation.
  • Average house price (UK HPI standard average)
  • London government office region
  • monthly
  • Indexed to 100
Selected-range growthMax
Home growth
+119.4%
2004-09 to 2026-07
VNQ growth
+164.7%
Selected range
Growth gap
-45.2 pp
Home minus asset
Frequency
monthly
Aligned observations

In the selected Max range, London average home value changed +119.4%, VNQ share price converted to GBP changed +164.7%, and the home-minus-asset gap was -45.2 pp.

London home growth vs VNQ
Data through July 2026
0.00100.0200.0300.0400.0Sep 2004Jan 2009Jun 2013Oct 2017Mar 2022Jul 2026
London average home value
VNQ share price converted to GBP
London home growth vs VNQ: summary statistics (Max range)
SeriesFirstLatestMinMax
London average home value100.0219.498.3231.9
VNQ share price converted to GBP100.0264.760.6302.4
Asset source
VNQ
Latest home index
219.4
Latest VNQ index
264.7
Selected range
2004-09-302026-07-31
Full-history home change
+119.4%
Full-history VNQ change
+164.7%

Contains HM Land Registry data © Crown copyright and database right 2020. This data is licensed under the Open Government Licence v3.0. Licence terms.

See this London home priced in VNQ
01

How this is calculated

Formula
Series value ÷ first available value in selected range × 100

Each line starts at 100 using the first shared observation available in the selected range. A reading of 150 means that series has risen 50% since that period.

Housing value as published for the calendar month; asset and FX prices are arithmetic means of their available daily closes in the same calendar month.

02

What the comparison shows

The indexed lines compare percentage growth, not price levels. A widening gap means one series has grown faster since the selected range began; it does not mean the two assets have the same value or risk.

Housingaverage-house-priceAll residential property typesLondon government office region · Average house price (UK HPI standard average)
AssetVNQUS real estate ETF (VNQ)split adjusted close · USD
03

Frequently asked questions

12 answers
How is London home growth compared with VNQ?

The aligned home-value and VNQ price series are each divided by their first shared observation in the selected range and multiplied by 100.

Why do both lines begin at 100?

A common starting index removes the difference in original price levels. A reading of 150 means that series has grown 50% since the selected range began.

What does the percentage-point gap show?

It is London home growth minus VNQ growth over the selected range. A negative gap means VNQ grew faster.

Is this a total-return comparison?

No. The chart compares the published home-value measure with the asset price. It excludes dividends, rental income, transaction costs, financing, maintenance, and taxes.

Where do the London housing and VNQ data come from?

UK House Price Index (UK HPI) supplies the housing series for London government office region. The VNQ series uses VNQ from the asset source linked beside the chart. Both are aligned to the page’s monthly frequency.

How many observations are included?

263 aligned observations are shown from 2004-09-30 through 2026-07-31. All are marked complete.

Can the latest growth reading change after publication?

Yes. The previous 12 months are revised monthly as additional registered transactions arrive. Ad hoc revisions may update the full history for methodology, source-data, or processing changes. The page was derived from housing data fetched on 2026-09-18, and later source revisions can change the indexed path and growth gap.

Does a wider growth gap imply causation?

No. The gap describes the difference between London home growth and VNQ price growth over the selected range. It does not show that either series caused the other or predict what happens next.

How sensitive is the growth gap to the selected start date?

The gap can be highly sensitive to the base period because both series reset to 100 at the range’s first shared observation. The 1Y, 5Y, 10Y, and Max views answer different historical questions and should be labelled with their chosen window.

Is the growth gap a measure of statistical significance?

No. It is an arithmetic difference between two indexed growth rates. The page does not estimate confidence intervals, volatility-adjusted performance, correlation, or statistical significance.

How do currency moves affect VNQ growth?

VNQ is converted from USD into GBP for each aligned observation. Its local-currency growth therefore includes both the asset-price move and the exchange-rate move.

How should I cite this observation?

Cite the PIER20 page and access date, then identify UK House Price Index (UK HPI) as the housing source and VNQ as the asset series. State that the comparison runs through 2026-07-31 and uses monthly aligned observations.

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