Benchmark · quarterly · %

Median $1bn+ FDIC filer total risk-based capital ratio

What does Median $1bn+ FDIC filer total risk-based capital ratio show?

Median $1bn+ FDIC filer total risk-based capital ratio is a source-faithful PIER20 calculation from FDIC data. Scope: Quarterly cross-sectional median of FDIC financial filers with at least $1 billion in reported total assets in that current quarter. Required prior comparison records may be below $1 billion. It follows the published eligibility, denominator, missing-value, revision and coverage rules in the Phase 1 computation contract.
Median $1bn+ FDIC filer total risk-based capital ratioquarterly
%13.213.513.714.014.2Percentile025507510013.983th
Latest
13.88
1Y change
+1.0%
vs median
+1.5%
Percentile
83rd
High in available history
14.25
Median $1bn+ FDIC filer total risk-based capital ratio
Data through Q1 2026
13.013.514.014.5Q1 2020Q2 2021Q3 2022Q3 2023Q4 2024Q1 2026
PIER20 calculation: Median $1bn+ FDIC filer total risk-based capital ratio
Median $1bn+ FDIC filer total risk-based capital ratio: summary statistics (Max range)
SeriesFirstLatestMinMax
PIER20 calculation: Median $1bn+ FDIC filer total risk-based capital ratio13.2113.8813.2114.25
Source
FDIC
Series id
FDIC-12
Frequency
quarterly
Data through
Q1 2026
Refreshed
13 Aug 2026
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How this is calculated

Formula
Cross-sectional median across eligible banks of: FDIC-reported total risk-based capital ratio

Cross-sectional median across eligible banks of: FDIC-reported total risk-based capital ratio. Scope: Quarterly cross-sectional median of FDIC financial filers with at least $1 billion in reported total assets in that current quarter. Required prior comparison records may be below $1 billion. Source: FDIC. This is a PIER20 calculation, not an FDIC rating or regulatory determination. Source period, last checked, dataset vintage, units, revision status, coverage and formula version are recorded in the derived artifact.

As of Q1 2026, the latest reading is 13.88%. That is up 0.1 pp over the past year and above its long-run median of 13.67%.

Frequently asked questions

3 answers
What is the current median $1bn+ FDIC filer total risk-based capital ratio?

As of Q1 2026, the latest reading is 13.88%. That is up 0.1 pp over the past year and above its long-run median of 13.67%.

How often is this benchmark updated?

This benchmark is built on quarterly data. The page is refreshed when the source publishes new observations; the freshness block below the chart shows the exact data-through date and when PIER20 last fetched the file.

What data sources does this chart use?

The chart is built from PIER20 calculation: Median $1bn+ FDIC filer total risk-based capital ratio, sourced from the Federal Deposit Insurance Corporation (FDIC).

MarkdownMachine-readable version of this benchmark

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