Median $1bn+ FDIC filer net interest margin
Median $1bn+ FDIC filer net interest margin is a source-faithful PIER20 calculation from FDIC data. Scope: Quarterly cross-sectional median of FDIC financial filers with at least $1 billion in reported total assets in that current quarter. Required prior comparison records may be below $1 billion. It follows the published eligibility, denominator, missing-value, revision and coverage rules in the Phase 1 computation contract.
- Latest
- 3.61
- 1Y change
- +7.9%
- vs median
- +9.4%
- Percentile
- 100th
- High in available history
- 3.61
| Series | First | Latest | Min | Max |
|---|---|---|---|---|
| PIER20 calculation: Median $1bn+ FDIC filer net interest margin | 3.47 | 3.61 | 3.03 | 3.61 |
How this is calculated
Cross-sectional median across eligible banks of: FDIC-reported annualized net interest marginCross-sectional median across eligible banks of: FDIC-reported annualized net interest margin. Scope: Quarterly cross-sectional median of FDIC financial filers with at least $1 billion in reported total assets in that current quarter. Required prior comparison records may be below $1 billion. Source: FDIC. This is a PIER20 calculation, not an FDIC rating or regulatory determination. Source period, last checked, dataset vintage, units, revision status, coverage and formula version are recorded in the derived artifact.
As of Q1 2026, the latest reading is 3.61%. That is up 0.3 pp over the past year and above its long-run median of 3.30%.
Frequently asked questions
3 answersWhat is the current median $1bn+ FDIC filer net interest margin?
As of Q1 2026, the latest reading is 3.61%. That is up 0.3 pp over the past year and above its long-run median of 3.30%.
How often is this benchmark updated?
This benchmark is built on quarterly data. The page is refreshed when the source publishes new observations; the freshness block below the chart shows the exact data-through date and when PIER20 last fetched the file.
What data sources does this chart use?
The chart is built from PIER20 calculation: Median $1bn+ FDIC filer net interest margin, sourced from the Federal Deposit Insurance Corporation (FDIC).