Benchmark · annual · %

Denial rate (Alpine County, California)

What does Denial rate (Alpine County, California) show?

Denial rate (Alpine County, California) is a source-faithful PIER20 calculation from HMDA data. Scope: Privacy-modified public HMDA LAR records for Alpine County, California (county 06003), grouped by activity year. It follows the published eligibility, denominator, missing-value, revision and coverage rules in the Phase 1 computation contract.
Denial rate (Alpine County, California)annual
%13.417.120.824.628.3Percentile025507510028.3100th
Latest
28.26
1Y change
+35.7%
vs median
+24.8%
Percentile
100th
High in available history
28.26
Denial rate (Alpine County, California)
Data through 2025
10.015.020.025.030.02022202320242025
PIER20 calculation: Denial rate (Alpine County, California)
Denial rate (Alpine County, California): summary statistics (Max range)
SeriesFirstLatestMinMax
PIER20 calculation: Denial rate (Alpine County, California)13.4328.2613.4328.26
Source
HMDA
Series id
HMDA-04
Frequency
annual
Data through
2025
Refreshed
12 Aug 2026
Copy as markdown

Unadjusted descriptive rate; not a causal or discrimination measure.

How this is calculated

Formula
100 × action3 / (action1 + action2 + action3)

100 × action3 / (action1 + action2 + action3). Scope: Privacy-modified public HMDA LAR records for Alpine County, California (county 06003), grouped by activity year. Source: HMDA. HMDA public data is privacy-modified. This PIER20 calculation is descriptive and unadjusted unless explicitly stated otherwise. Source period, last checked, dataset vintage, units, revision status, coverage and formula version are recorded in the derived artifact.

As of 2025, the latest reading is 28.26%. That is up 7.4 pp over the past year and above its long-run median of 22.64%.

Frequently asked questions

3 answers
What is the current denial rate (Alpine County, California)?

As of 2025, the latest reading is 28.26%. That is up 7.4 pp over the past year and above its long-run median of 22.64%.

How often is this benchmark updated?

This benchmark is built on annual data. The page is refreshed when the source publishes new observations; the freshness block below the chart shows the exact data-through date and when PIER20 last fetched the file.

What data sources does this chart use?

The chart is built from PIER20 calculation: Denial rate (Alpine County, California), sourced from the Home Mortgage Disclosure Act (HMDA) public dataset.

MarkdownMachine-readable version of this benchmark

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