Overall median rate spread (Alpine County, California)
Overall median rate spread (Alpine County, California) is a source-faithful PIER20 calculation from HMDA data. Scope: Privacy-modified public HMDA LAR records for Alpine County, California (county 06003), grouped by activity year. It follows the published eligibility, denominator, missing-value, revision and coverage rules in the Phase 1 computation contract.
- Latest
- 0.53
- 1Y change
- −33.1%
- vs median
- −3.2%
- Percentile
- 33rd
- High in available history
- 0.79
| Series | First | Latest | Min | Max |
|---|---|---|---|---|
| PIER20 calculation: overall median rate spread among eligible action-1 originations | 0.36 | 0.53 | 0.36 | 0.79 |
How this is calculated
median(rate_spread | action_taken = 1 and numeric)median(rate_spread | action_taken = 1 and numeric). Scope: Privacy-modified public HMDA LAR records for Alpine County, California (county 06003), grouped by activity year. Source: HMDA. HMDA public data is privacy-modified. This PIER20 calculation is descriptive and unadjusted unless explicitly stated otherwise. Source period, last checked, dataset vintage, units, revision status, coverage and formula version are recorded in the derived artifact.
As of 2025, the latest reading is 0.53 percentage points. That is down 0.3 pp over the past year and below its long-run median of 0.55 percentage points.
Frequently asked questions
3 answersWhat is the current overall median rate spread (Alpine County, California)?
As of 2025, the latest reading is 0.53 percentage points. That is down 0.3 pp over the past year and below its long-run median of 0.55 percentage points.
How often is this benchmark updated?
This benchmark is built on annual data. The page is refreshed when the source publishes new observations; the freshness block below the chart shows the exact data-through date and when PIER20 last fetched the file.
What data sources does this chart use?
The chart is built from PIER20 calculation: overall median rate spread among eligible action-1 originations, sourced from the Home Mortgage Disclosure Act (HMDA) public dataset.