Have home prices outpaced what a typical household earns?
| Series | First | Latest | Min | Max |
|---|---|---|---|---|
| Case-Shiller US home price index | 100.0 | 485.1 | 100.0 | 485.1 |
| Median household income | 100.0 | 321.3 | 100.0 | 321.3 |
Index CSUSHPISA (annual midpoint) and MEHOINUSA646N to 100 at the shared startS&P CoreLogic Case-Shiller U.S. National Home Price Index (CSUSHPISA, seasonally adjusted, nominal, index Jan 2000 = 100) versus median household income (MEHOINUSA646N, current dollars), both rebased to 100 at their shared start. Both series are nominal so the comparison is like-for-like: a house-price line above the income line means housing costs have grown faster than typical household income over the window. House prices are monthly; household income is annual, so income is shown as a step at each year and the within-year comparison is approximate.
Finding ideas is the easy part. The hard part is turning them into trusted, deployable evidence fast enough to repeat the loop before the market moves.
PIER20 provides research software and does not provide investment advice or make investment recommendations. PIER20 is not authorised or regulated by the Financial Conduct Authority. Nothing on this website should be relied upon as investment advice or a recommendation to buy or sell any financial instrument.